How to Secure Funds When Trading Online (Part 2)



Well-known member
Jun 18, 2018
Follow the link to Read the Part 1

In addition to the basic advice on cyber security there are several additional recommendations to secure your trading online :

1. Use all available two or three-stage authorization forms on any services (in payment systems, or mail servers). Using SMS authentication, the input of additional payment passwords, access to only one IP and others will allow you to significantly increase your data security.

2. Install a separate application to work with e-mail accounts and check / send all mailings through it. Such a method is much safer to use to enter the mail server through a web-browser.


3. Do not open files, do not download attachments nor click on the links that are available in letters from unknown addresses. Your mail accounts will probably be filled with spam in the first week, the lion’s share of which is filled with viruses and Trojans.

4. Do not send your personal data, scanned copies of documents in response to a letter requesting an urgent verification.

5. Activate all the degrees of protection in payment systems – SMS requests, access to IP, backup keys, etc.

6. Set a password on the computer, the operating system account, and do not disclose them to third parties.

7. Install a special program-container ( for storing and encrypting passwords. Through this program, you can operate all your accounts and quickly find a password to access them, as well as additional information. However, many such services make it possible to gain access to the password database through the Internet (so it is better to limit to the local version).

8. Set most complex passwords to access to your database and try to remember it, or fix it on paper, without duplicates in digital form.

9. To work with some of the payment systems it is needed to use file keys that are better to be kept on separate removable media.

10. Periodically change passwords on the main e-mail accounts and payment systems.

11. Turn off USB flash drives autorun. Use file managers to process data (Total Commander, FAR).

12. Ideally, use a separate notebook with limited access and a limited list of programs to work with projects only.

13. If you have seriously decided to do online investing and use a separate computer, then it is better to give preference to Linux, than usual Windows, which is less protected and has the majority of spyware and malware designed for it.

14. Physical access to the Internet must go through the router, rather than use a direct connection via twisted-pair wire into the computer port. Modern routers are equipped with brandmauers and firewalls, which restrict access of hackers and malicious software to your computer.
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Oct 8, 2018
Hold Canara Bank; target of Rs 247: SPA Securities

SPA Securities' report on Canara Bank

Canara Bank reported NII of INR 32.8bn (-15% q-o-q & 18% y-o-y) largely due to one-off lumpy interest recovery of INR 5.2bn from resolution of Bhushan steel in Q1 FY19. Net total Income stood at INR 48.3bn (-15% q-o-q & 2% y-o-y) largely due to lower other income of INR 15.55bn (-15% q-o-q & -20% y-o-y). Elevated provision of INR 28.4bn (10% q-o-q & 31% y-o-y) and a tax write back of INR 8.1bn resulted positive PAT of INR 3bn (6% q-o-q & 15% y-o-y). Loan book for the quarter stood at INR 4.1tn (14% y-o-y & 6% q-o-q) while GNPA / NNPA stood at 10.6% / 7.0% respectively.
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