(its a re-post b/c I didnt know where to place it so I cold get the best answers)

Hey everyone

Me and my wife have 20k we would liek to place somewhere where there is 0% risk, and we can make some nice interest off that sum. Currently it is in a Wachovia Money Markey making a measley 3.33% a year. I am not familiar with mutual funds and how they work and if there is a risk. Any guidance is greatly appreciated!

0% risk??? It's best to keep it at home.

Else all investments carry a certain risks. It matters only wat type of risks you decide to take.

Panama Bank Account, the account is insured for upto $40k and you make 12% per year

Put in my bank account. I am sure there is no risk involved.

Government Bonds. Domestic or Sovereign.

Contains virtually minimal risk, with an Average in Australia 5.8% yields (2yr) and 5.08% in US (2yr). Basically the governing body (economically) owes you, since it is ur debtor.

Another Form of being a Debtor, is with Debentures, its a bit like stocks. It's another form of raising capital for businesses, and it is secured. It is with relatively low risk.

sounds interesting, you or anyone else have more info on this?

Has anyone else tried it?

If you'd like more info on these programs (12% per year), I can discuss it with you

just send me a PM

why don't you put it in a deposit, like 'time deposit'... argh what's the english for that.. a savings account that you can't withdraw in a period of time, but you can withdraw the interest.. you can earn more than 11% annually here in Indonesia

almost everyone tried it, lol... there's a minimum of around 1K, depends on each bank, since I don't have 1K yet I haven't opened an account.. but even my regular savings account yields around 4% each year

ETA:
there's totally ZERO risk involved with those savings as long as you don't lose the account statement, lol..

oh and why don't you buy 24K gold bars and put it in a safe deposit box (in a bank i mean, not at home, hehe)?
check out kitco.com, last time I checked, 1 year change of gold price is around 30% (increasing)...
lucrative don't you think not so zero risk though, but very low..

I think the best is Switzerland for 6 % p.a.

Either Switzerland or Austria - very safe and private. You need to pay an annual fee though.

i have a place where you can deposit money as a loan. they will pay 10% compounded monthly for 90 days. also, one that pays 12.50 % compounded monthly.

10% $9999.99 and less---90days
12.50 $10,000.00 minimum---12 months

a lot of different options. you do the math. example= $6000.00 will pay $24,659.37 in 12 months
$24659.00 will pay $101,347.00 in 24 months
$101,347.OO will pay $416,526.00 in 36 mponths

too good to be true.

Tell me more about this, PM Me thanks.

DOES SOUND TO GOOD TO BE TRUE EMAIL ME THE INFO, matthewamicucci@hotmail.com

Would you mind please sharing this investment opportunity with the rest of the forum?

Deffinitely too good to be true!

Ah..

PM me too!!! I need this info ASAP.

http://www.ingdirect.com is a reputable place with a higher yeild.

But, I don't think FDIC insurance covers anyhting over $100,000 so I'm not sure how secure you actually want to consider it.

Getting your money out of USD and into the EUR, GBP, Gold, Silver or something could be more secure and return better. Good luck!

i still have the 20k, anyone have any good ideas still??

i have heard alot about banking in other coutries that have higher yields, but is this secure? is there any insurance with this?

go for the belizebank, they have a fair return of 4,45% for a 1 month CD. 25K min in USD, you can renew the contract every month. I have other investments as well, I'm managing a small invesment pool 20 investors maximum, we mainly pool our money to have access to managed accounts and private banks. go to www.belizebank.com it's your best shot.

how secured is this bank

is it insured?

They require an IBC to open an account.
Any bank around that does not require an IBC?
I'm not too worried about privacy. I just need a link to a good bank
that will open offshore and allow Wires every month with minimal fees.

Hi!
So what was the opportunity you decided to invest in? Or you are still looking for good ideas? :-)

I used most of it on wagering on Sports, I am a professional sports handicapper so that what I do as an occupation. The Bank Roll has gotten even bigger so if anyone has an suggestions please keep them coming.

Can you please PM me for my email address (I have yet made more than 25 posts to be able to reply), so you can tell me more about that bank? I am very interested. This sounds too good to be true, but lemme see it.

Places to put money, there are numerous laces such as Roth and others

Ernie

Whatever you decide to do with your funds, be sure that you do not invest all of it in one source.

[topic="Finance"]www.onlinefinancereports.com
[/topic]


I saw this site and it helped me out.

sounds good, but accoun in which currency has to be used and how many years you should leave your money in this bank? I think there is some hitch in it.

Hello yaksky, maybe you would be interested in somthing that I do , check it out, who knows maybe you'll like it http://www.moneymakergroup.com/Invest-Payd...du-t178634.html

take care .

Damn, That Panama Bank Account sounds Great! 12%? That's the best I've seen in any bank ....

I think wherever we keep the money, the risk is always there. Moreover if we keep in the place with high profit percentage, of course the risk is higher.

The key is how we manage the money and do not place all our money in one place and in one model of investment

I feel you should simply educate yourself to become a savvy investor and you can do very well with 20k. I have recently started a blog about investing and planning for retirement, etc. It will cover a lot of different topics from stocks, precious metals, futures, etc. Check it out and feel free to email me with any topics you'd like to know about. I'm very educated in the investments and finance worlds.

www.investingawareness.com


I'd love to at least hear some feedback, but please remember it's in the early phases. I have very little time right now as I work very hard for a prestigious, boutique consulting firm.

enjoy!

ya do you have any more info?

I have two places for you to add your funds and make a heck of a lot more than 3.3% And if you have good credit you can make a heck of a lot more than 20K too! I've been consulting for a long time now so let me know your position and your intersts! Hope to be of service!
Thank you!
TheProfesh@Hotmail.com

Keeping the money at home would probably be the biggest risk of all. Someone could brake in and steal your safe. If it's in a bank, some accounts are FDIC insured such as savings and CD's. Personally I would put the money into a CD at your local bank.

I'm agree with AppleXY - "Government Bonds. Domestic or Sovereign.
Contains virtually minimal risk, with an Average in Australia 5.8% yields (2yr) and 5.08% in US (2yr). Basically the governing body (economically) owes you, since it is ur debtor."
If you don't want to risk - it's the best choice for you. All investments with risk rate = 0% - a long-term investments for several years. It may be: gold, silver, precious stone.
Read also investment theory, you must know basis of investments:
http://investopedia.com, http://en.wikipedia.org, http://www.investmentsandincome.com/ also see news.
Good luck!

this program is intersted to me would u give us more detail
thanx

Can explain more this programe?Wht company?

geee are interest rates really 3-4% in the US?

You should come and invest in Australia...
high interest savings accounts are around high 6 to 7 something percent
term deposits are around 8-9%

all depends on the bank you choose to go with

savings accounts by global banks can be found here... not sure if you have to live in Aust though... if you need a hand with that I'd be more than happy to help out
www.ingdirect.com.au
www.bankwest.com.au

all banks in Aust have these accounts with <0.1% chance of losing your money
(only because i know the critics will say nothing is guaranteed )

SPAM

the post hve been deleted