l should break this down in a simpler term ;so even the newbies can follow up .From my experiece ,as an investor .



Firstly,an investor should acknowledge the fact that he/she is undertaking some form of risk ,investing into High Yield Investment Programs (HYIP).


Invest only what you can afford to loss-should the company disappear or fails to deliver on its promises.


A hyip should state clearly ,its Terms/Conditions Of its Services ( TOS ) ie. for the investors to evaluate the risk involved ,whilst they decide investing with them,as there's nothing like 'zero risk' in the business.


A hyip should have a physical location/address ; where people can locate them.


Its customer service should be active ( both by emails or telephone ) . Uneccessary delays in responding to mails shouldn't be taken lightly.


A hyip should have a defined forum/sub-forum, not some thread starter ; they should invest in forum if at all they care about the welfare of their investors ,and are serious for business !


Any hyip with less than $5 minimum investment is most likely to be SCAM !


An investor should have a good knowledge of what kind of business(es) his/her funds are used for ie. A hyip that invests in casinons- are just playing a 'gamble the gambler' game on whosoever invests with them.


A hyip that promises hourly payouts daily, is most likely to be out of business ,before the majority of its investors will start reaping on their Returns On Investment (ROI).


A hyip that promises ROl on your initial capital (more than your 100%), in less than a week , is likely going to be out of business in no time soon.


An investor should split/spread his/her capital on different hyips.


After your first ROl , you should withdraw your initial (or more) capital , if you don't habe much faith in the company anymore , and monitor the remnant.


An ideal hyip shouldn't have much longitivity in its long-term ROl/maturity date ie. more than a year - as is boring to most investors , to have their funds locked-in for so long ,a period .


Payouts shouldn't take more than 48 hours,after request - normally .


Genuine apologies of short-comings in a hyip company ,by its administrator(s) - but shouldn't be a regular re-occurance ;as this shows signs of quitting the business . Investors should at this time ,endeavour to withdraw their funds with the said company .


Any hyip that has your account updates sent to your email - is an added credit ,to invest/sustain the relationship.


Hope this will go a long way to rescue innocent investors from SCAM hyips all over the place ; promising only what is real only to the dream world .