how do you used to split the money?
money markets/CDs/aggressive MFs/FDs/stocks/ or any thing else?

PS: if it goes to the ask for help section,it will go obsolete in no time

what is MFs and FDs?

So far i've been putting 25% in http://www.emigrantdirect.com and 75% in my http://www.ameritrade.com and http://www.tradestation.com accounts. CDs are pretty much worthlesss since your cash is locked up and you can get an equal rate from banksthat offer high yield savings accounts or moneymarkets (which is almost the same as a savings account).

u could always just send it to me and then saves u having to mess around working otu where u want to lose ur money lol

me too opened account in ameritrade.com.
in the case of metals/for eg. the problem is that,unlike other financial assets,gold does not pay interest or dividend.
Besides,in inflation adjusted terms,gold has not been a great performer in long term.During a period of ecconomic prosperity,gold can go down quite a bit in a continuous fashion over years.Actually gold has grown just 10% in the last years.The real rise has happened after 04/2001 only,when it 250+ or so.In 1989 it was around $400 and after 12 years later the loss would have been -35%.
The key factors to consider are the inflation vis-a-vis interest rates and the supply/demand of course.But there are too many complex global factors and there's little transparency over the price and the physical activities in the case of gold.
It may be the higher inflation worldwide,which's pushing up the price of gold.When all other asset classes are doing badly,gold will be a top performer.But when the interest rates are higher than the inflation,gold can't be preferred because gold pays no interest.But if interest rates are close to inflation or below,gold is a good bet.(Because inflation eats up the actual earnings power of interest income and reduces the value of the financial asset.).Go go gold.
On the other hand,consider in 1980 DJI avg. was 850 and gold was $850.Now its around 12000 and gold is $600/700.Means stocks may outperform most asset classes in the long run.
Like most other financial products,there is a time to own gold and there is a time to stay away from it,for the long position.

I still like stocks for the long and when it's fluctuating,of course SHORT

I agree. Investing in gold can be pretty safe, but the returns just arent very fast (unless you invested about 9 months ago)

oops i missed some point in btw
You are right about that,like gold won't depreciate its value in physical terms and won't go to zero level in any sane condition.Its alwys better to split money in between safe and stable ones as a future security and in some aggressive one,obviously for some nice return.

Currently, 10% Insurance, 15% FDs, 20% Govt bonds, 25% Reits and 30% Unit trusts.

Free cash from GPTRs are carefully channelled into & mutiplied in ATS and Non-Hyips.

Substantial returns, both in good or bad times, are distributed back to the community.

I split my money to investment, insurance, and others