1) Do you understand that your contract stipulates that payouts of principal are only made upon maturity of your loan and that interest payments are only accessible after either 60, 120 or 360 days depending on the terms of your loan?
2) Have you contacted your sponsor about your issue?
3) What is your EBL user name?
4) What plan type are you requesting payment for (e.g. PLP 1-2, etc)?
5) What was the date your plan started and what is the maturity date?
6) Do you live outside of the US? If so, what method of funding did you use?
7) What have you done to resolve the issue with EBL support?

I have recently become an EBL moderator in the "general questions" thread that is viewable by EBL members. If you log into the new forum and look at this thread, you will see that I go by the same username and avatar as I do here (picard). I'm in touch with EBL regularly and would be happy to take your issue to them if you provide the information requested above.

If you do not feel comfortable posting this information publicaly, you can e-mail me at:

johnq,

Got your pm, but don't have enough posts in this forum to reply. I did reply to your e-mail however.

Cheers

Warning to all the potential customers : Before you give them 1 $ and send them your ID documentation,
ask them to send them their ID documentation so you can take legal action.

my loan that matured 24 july hasn't been paid back yet and I don't get any response on my inquiries why.

BIG SCAM !!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Corporate registration can be found here, clicking on Business Entity search, search by entity number and use:

E0090352006-9

If you really have done a loan with them, your contract will have the address of Quest Holdings on two of the pages.



I am one of the mod's on the EBL forum and am in regular contact with EBL support (Troy & Kerry). If you would like me to help, you can e-mail me at:



Please make sure your message contains the following information:

1) Do you understand that your contract stipulates that payouts of principal are only made upon maturity of your loan and that interest payments are only accessible after either 60, 120 or 360 days depending on the terms of your loan?
2) Have you contacted your sponsor about your issue?
3) What is your EBL user name?
4) What plan type are you requesting payment for (e.g. PLP 1-2, etc)?
5) What was the date your plan started and what is the maturity date?
6) Do you live outside of the US? If so, what method of funding did you use?
7) What have you done to resolve the issue with EBL support?

BTW, I still have not heard from peterg yet...

Go peddle your pay-to-post services elsewhere. EBL pays for no advertising outside of finders fees to EBL members.

Please note that the new EBL forum may experience interruptions throughout this week while the server is being reconfigured resulting in possible site downtime and problems getting to the forum.

Just the forum. The regular site is operating normally.

That's correct. That's what they said

read that EBL is being investigated by the SEC

http://www.scam.com/showthread.php?t=29270



read that EBL is being investigated by the SEC

http://www.scam.com/showthread.php?t=29270

I noticed that you posted the same link twice. I guess you wanted a more dramatic effect...

I read this thread and there was no mention of an SEC investigation. Why did you make this up? All I read here were some unsubstantiated claims of not getting paid. As I mentioned earlier, I am a mod in the EBL forum and am willing to personally look into any claim of not getting paid.

I have made this offer on several boards and I find it quite interesting no one has contacted me. Instead, like you, they just continue to complain hoping no one asks themselves if you are really a member or not.

There are several claims of non-payment with EBL. None of them have substantiated their claims and folks like you even fabricated things like SEC investigations that don't exist.

I speak with the EBL folks on a regular basis and I can tell you that such a claim is pure fiction.

It may surprise some who are reading this, but I personally believe ALL the claims of non-payment. That's right... EVERY SINGLE ONE!

Why is that?

Because all claims are made by non-members. It's really simple. If they were members, all they'd have to do is send me the following info and their issue would be resolved:

1) Do you understand that your contract stipulates that payouts of principal are only made upon maturity of your loan and that interest payments are only accessible after either 60, 120 or 360 days depending on the terms of your loan?
2) Have you contacted your sponsor about your issue?
3) What is your EBL user name?
4) What plan type are you requesting payment for (e.g. PLP 1-2, etc)?
5) What was the date your plan started and what is the maturity date?
6) Do you live outside of the US? If so, what method of funding did you use?
7) What have you done to resolve the issue with EBL support?

You have not done this peterg and have fabricated a story about an SEC investigation what does that say about your credibility?

FYI. Some of the EBL trolls on the Talk Gold forum posted that earnbyloaning.us is not licensed with GoldCoders. This is true, however the domain earnbyloaning.com is registered with them if you use the domain checker.

EBL shifted from the .com to the .us domain recently and they need to update their domain with GC.

Additional FYI: In November, EBL plans to roll out their own custom script with their new website.

I just double checked and I just realized that no one pointed out that EBL has their member's site up and running again, since Aug 28 to the public (as opposed to the EBL forum), so it is possible to sign-up if you have not already done so. Check it out!

Note that to access the EBL forum you now have to sign up on EBL's main site first, then you can sign up to the forum as well to gain access to a lot more information and the EBL community.

it is gone.

No it is not. It is alive and doing very well. It has simply moved from the old links for security reasons. Anyone interested can find a link to sign up on my DD website for free with no risk or obligation.

Just to add to 4loan's post...

Non-members (those that have not registered with EBL) can not get access to the EBL main site.

In order to get access to the main site, one must register with EBL (which is free). Those that register must register with a sponsors referral code or user name which can be obtained from any EBL user (e.g. 4loan's website, epayday's website or my own).

When a person registers and becomes a member, they are also eligible to register and gain access to the EBL forum.

Me thinks that S2I is more interesting in promoting select2invest than in looking into EBL IMHO...

This guy has over 1000 posts and he's only been a member since May! Looks like post building to me...

Hi, Is this program still running. If so how do i join. Please give me the link.
Thanks.

@ jealuc - I do not have a high enough post count to reply to your message. You can e-mail me at golf4enlightenment at yahoo dot com.

@ cashflow69 - This program is alive and well and still pays like clockwork. Members are not allowed to provide public links. Contact me by e-mail if interested.

Hi Picard,
As i could not find your e-mail address, I have PM'ed you.
Awaiting for a reply from you for the details.
Best Regards
cashflow69

Just sent you an e-mail. If you have additional questions, let me know. BTW, if you look closely at post #68, you will see my e-mail address.

Thanks for your mail which i have replied to you already. Oh so sorry, did not notice that.

Hi Picard,
Hope you got my mail.

Yes, I did. Since your question is an important one (regarding risk), I thought I'd answer it with this post so that others might benefit.

I have studied risk for the last couple of years and the following is how I approach this complex subject:

1) I break risk into two component: subject risk and objective risk. The former is more qualitative rather than quantitative while the later has ways of being measured.

2) Subjective risk has to do with how sound you consider the vehicle to be. The more sound you feel the deal to be based on things you can't measure (e.g. character of the manager, etc.), the lower the risk and vice versa.

3) Objective risk has to do with things you can measure. For example, in the case of EBL and similar enterprises, you lower your objective risk when you withdraw your interest payments until you reach break even (BE) rather than lending out the interest because this minimizes your time to BE. The difference between what you've put into something and what you've withdrawn is one simple objective measure of risk (there are many others). When you've withdrawn the same amount that you've put in, but still have funds in your account, you are playing with "house money" and operating at zero risk by this measure.

Related to risk is the classic question "How much do I put into [fill in the blank]?". The best answer I have heard to this question came from a conference call I was recently on about an automated FOREX trading system. The presenter said the following (paraphrased):

"Don't put in more than you can afford to lose." is not a very useful phrase because no one can really afford to lose anything. A better way to look at this is to answer the question: "If you lost this amount, how long would it take to replace it?"

This implies that someone making a lot of money already can "afford" to lose much more than a person who is not.

I think this is a good answer. I would also add a few particulars:

a. Never put funds that you need to pay everyday living expenses (food, rent, etc.) at risk.
b. If putting funds into something increase your stress level by 25% or more, you probably don't have any business being in that deal no matter how "good" it is.

I've met the principal of EBL and I was a mod on their forums for a few months so I got to know the folks who run this program. This experience has lead me to have an opinion that the subjective risk is low because I think the guys who run this program have a lot of integrity.

As for the objective risk, I've been with them since June 2007 and have withdrawn some of the interest but reloaned some of it which increases my objective risk. I took on this extra objective risk because of my perception of the program. Those who do not have such experience, should not do what I do. If you have done a reasonable amount of homework on EBL and decide to make a loan to them, I highly recommend that you withdraw all of your interest as soon as possible until you have enough experience to support having the level of confidence in the company necessary to warrant behaving otherwise.

BTW, EBL will be 2 years old on Feb 20 of this year. My studies of these kinds of programs suggest that internet programs that last this long are very rare.

What happened to this program?

Short version, please.

Lou