VERY WEIRD!

It really makes you wonder how and why Stormpay is forwarding your private communications with them to a third party...Somehow that just doesn\'t seem right...I would think that a little violation of privacy rules were broken there....

StormPay had this planned all along. Follow the developments
1) freezing random hyip acounts
2) Demanding to be the only paymant processor
3) freezing legitimate business accounts
4) un-approved chargebacks

They're spending OUR money on their retarded StormPay Racing
They allowed promotion of all these sites, they sold the apparent "NetIBA Approved" certificate without even checking out the ponzi sites <scam>

Someone should also do something about the FAKE NETIBA CERTIFICATIONS.

STORMPAY IS GOING TO GO DOWN HARD! There are thousands of people that are REALLY PISSED OFF and pissed off people have DETERMINATION! So lets do what we can to destroy StormPay

i thought the only way to contact stormpay was via tickets !!

OK guys my bank is commerce, I was wondering , if i made deposits months ago how is it possible for me to do a chargeback. I am really pissed because i had 1200 going to my bank account and it was all cancelled. Is there anyway for my bank to get the money?

It was a ticket and an email via their own contact page. Duplicates of the same question. Still nothing from Stormpay itself, not even an acknowledgement of reciept.

I.m starting to think 12dailypro and stormpa nare one in the same. Did anyone else get that e-mail from 12dailypro about them trusting stormpay again? Something even sketchier than what we originally thought is going on.

Hello. I am the one who posted the template to have to SP to remove your bank account (via my lawyer of course.)

Here's the latest as he tells me. (And by the way, he is REALLY into this thing!)

It you haven't, delete your credit card(s) from SP.

Send them a ticket and use the text that has been posted to this forum. It sets a date and time so if there is a transaction AFTER that, it's blatant theft, because you notified them via their own system. Documentation.

Don't expect them to act on your ticket. Do not expect them to remove your bank account. But send the request.

He suggested it, so I did it. And yes, it is a major headache, but I did it, and I HIGHLY suggest you do it too, as some reports are now coming in telling of SP hitting bank accounts of their customers.....CLOSE YOUR ACCOUNT. Any accounts you have asociated with SP must be closed NOW. YESTERDAY!!

I went to my bank and they were fasinated by the whole concept. The problem is this. They explained that they cannot block ach transfers, unless they know the EXACT $$ AMOUNT. If it's one cent different from the amount they block, it will process. So there is effectively no way to block. They added that if there was a transfer, I could fill out a fraud packet to recover the ach transfer, but if there are no funds to cover, them I'm screwed. I spent about an hour at the bank, only about 15 minutes was spent closing the old account, opening the new one, transferring funds, ordering checks (which they paid for since it was a fraud counter-measure) ... the other 45 minutes was just chatting about the whole SP thing. Before it was over, I had about 9 people from the bank there, the VP, head teller, couple of loan officers, they were entertained by the whole thing. And I'm sure by now, their supervisors know about the whole issue.

OK, as for the class-action suit, he suggested that it is too early to make a move like that. Since the "joint" press release issued by SP and 12dp (I didn't use the quotes around "joint" above, HE did!) says a resolution may be at hand, it would be best to take a wait-and-see approach.

We discussed the seemingly random withdrawls from member accounts, totaling exactly an amount to zero the account. His logic is the same as has been posted on this board. Anyone who has received a payout from an autosurf will most likely be cleaned out. He also suggested that 12dp, being the largest, is being processed first. They will systematically search everyones history for all the payment addresses linked to the frozen acounts, and hit member acounts again and again and again. There have been some other chargebacks occuring of late, maybe they are getting thru the 12dp stuff and getting on to the others...

As for fees being charged back, and other monies being removed that are unrelated to autosurf (I had about $18 removed from my account that I had derived from their own Stormclix...my lawyer was extremely entertained by the ramifications of that action) they are trying to recover funds based solely on your payment received history. They assume that if you received a payout from an autosurf, you received more than you paid in, so they are taking surplus to cover that aspect of it.

To recap,

1. Protect yourself
- Remove CC info from SP - You can do this in an automated manner on the site (if it's up)
- Use template to request they remove account and remove authorization to access your account
- Close any checking/saving accounts linked to your SP account.

2. Wait and see

As for actually closing your SP account, I believe a ticket is required as I could find no automated way to delete your account from within SP.

My lawyer did suggest however, as he did the last time, to NOT request your SP account be closed, because in the event refunds are forthcoming, they would be able to claim forfeiture on the funds if they are unable to find your account to pay you.

I must admit, I feel better now that the $350 SP paid to my checking account like the day all this crap happened, is safely in a new account of which SP has no knowledge. I got in under the wire. Unfortunately, I have 2 pending payouts with 12dp and almost 3k in another unnamed program in their "shares" ;-) that is still in limbo.

I asked my lawyer about the negative balance thing, and he says he will draft another document similar to the account removal request that I posted earlier. The purpose of this will be to advise SP that there will be no further activity on your acccount, and that you will not acknowledge any further activity on your account, other than refunds made for payouts to autosurf programs. This may not help those who already have negative balances, but may give a little legal backing if they hit you AFTER the date and time you file this ticket with them.

Well, that's about it. Wish it was better, but at this point, we're playnig defense.

Stay tuned...

I think you are on the right track. It would explain how 12dp was able to fund payouts for so long when a lot of other auto surfs were failing.

What evidence can I use to email the credit card company? Anyone can help?

yeah...one moment 12dp condems SP ...now 12dp wants us to work together with SP !!??

what is this!??

As much as I hate to admit it, that actually makes the most logical sense out of any of the wack ideas that have come up lately. If SP could be netiba, why not 12dp as well? Makes perfect sense, and as long as you don't have to actually send the money back out (withdrawal from sp), then it is all just play money anyway (like all the compounding done on hyip's)

Grrr ...stormpay is EVIL CUNNING INHUMAN COLD-BLOODED CRIMINAL ILLEGAL UNCIVILISED STUPID HOPELESS and the LOUSIEST payment processor i have ever in my live met!

SP is jst a middleman that help to transfer fund btw people all over the world,they don't have the rite to take our money!

Chargebacks are to admin@12dailypro because payments came from admin@12dailypro. In all the time I've been with 12 Daily Pro, they've always used 2 email addresses, one to send payments and one to receive them. I don't see anything strange there. It's probably done to make it easier to get separate lists of in-payments and out-payments, and make their accounting simpler.

they are trying to scapegoat 12dp.

it all started with SP wanting to be sole payment processor.

they just didn't anticipate the negative response when they froze 12dp acct.

now they know they are in deep **** and trying to cover their track by appearing to clean their hands of fraud in autosurf/HYIPs

every news release and updates incriminate 12dp and not SP

file complaints with http://ic3.gov/complaint/

and set the record straight for 12dp and members as well as other innocent victims in this fiasco.

Yes then their final little play was brilliant. Close down all the other processors so that everyone had to move to Stormpay - Then Stormpay can take the lot.

i heard bank of america can get everything in your SP acct back even prior to chargebacks.

is that true?

if so what service is that called?

Fraud Protection

I called my bank again today, Toronto Dominion or whatever the hell TD stands for, and they have taken the policy on that;

1. The stormpay user agreement is that you are ****** the moment your money gets to them. You have no grounds for chargeback what so ever, you waved all your rights the moment you signed up.

- I told VISA THEY CAN GO **** OFF and asked them if they support Stormpay stealing peoples money......she said that she can't comment on that but that Visa is just vender. I take that as they don't give two ****s as to what happens..........

Therefore its letter writting time, I am writing a letter to Visa Canada and asking them if they support user agreements that **** people over and allow for stealing of money. I find it hard to believe that Visa wants this activity occuring on their good name. Does Visa have no standards?

Apparently I can write a user agreement that says; The moment you deposit money here you have a chance at losing it all, I may decide to not offer you the service I said I am going to, or not give you the products I said I would. There is nothing you can do about this because Visa backs me and my stealing of your money. Now I know most people don't read user agreements in great detail, they just assume that the VISA symbol stands for something, security and what not. HAHA, you are wrong, they are only in it for the money off transaction fees and you could be sending money to terrorist organizations for all they care.



Wesley Killman - Soon to be former Visa Card holder pending the outcome.


P.S. apparently only Mastercard feels they should be looking out for their people.....ie credit unions and Bank of America......Visa says **** you.

And if there is anyone from Canada out there, or anywhere I guess, who would like a copy of the letter so they can sign one and send it too, just let me know.

I DO.

I talked to TD and these *******s told me the exact same thing. She said they're hands are tied because of the user agreement. I told her that stormpay wasnt abiding by their own agreements (they chargeback because of fraud or merchant request but have yet to prove this is the case). TD doesnt give a damn.

I'm pretty sure I wont see my money. I'm gonna pay it off and say F U TD. No more checking, no more Visa, no nothing. I refuse to give business to a company that makes no attempt to help their customers especially under circumstances like this.

RBC, here I come.

I have First Community bank and a visa checkcard, hope all goes well for me

I hear you, I will send you a copy of the letter when I finish it, I figure if enough of them get sent in that VISA will have no choice. If the fallout gets big enough this could even make the news papers or TV news. I have some contacts and plan to raise a **** storm.

Good.

I feel so jipped.

Every thread has people praising their banks for how helpful they are and TD is adding to our assault by throwing Stormpays maliciously crafted user agreements in our face. Good job TD.

TDVISA = Stormpay bed buddy as far as i'm concerned.

Signed

Very soon to be former TD Visa customer too...

is TDVisa different from just Visa?

Partially.

TD is just one of the banks that offers VISA credit cards in Canada. The VISA is the same universally.

Dude, this is awful. I am from Canada and use TD for everything but credit. I use Canadian Tire (I like the rewards). I did not have any transactions from SP lately but I did cancel my account anyways. I can't believe TD would do this although they did. Do you have an account manager with them, if not find one and talk to them, they are usually very helpful. Don't get me wrong, I am no TD lover because they have done me wrong in the past, but they should be able to work through this. Good Luck. It might be time to goto the media if they do not fix.

do u think they'll deny me?

Im positive they will if you tell the the truth.

If you lie, then yes, you *may* wget your money back through a chargeback but the possibilty of fraud then arises.

TD is being very formal about this. I've talked to several people on several issues and they've quotes articles in the STORMRAPE user agreements outlining why there's absolutely nothing they can do.

emailed my BOA and they told me they sent me the form to fill it out. cool bank

How about CIBC visa and President choice Master card anyone please

lie.. whut would I lie about lol? this is my letter that went to visa thru my bank:




I first dealt with Stormpay.com to handle transactions to a third party individual. StormPay failed to deliver my money to the third party and has now frozen my funds. Neither party has control of their funds because StormpPay has illegally frozen funds of multiple members. StormPay is now also doing chargebacks to customers putting them in a negative balance on their StormPay account. I was advised to contact StormPay requesting an answer to why my funds were frozen, the phone number does not allow you to speak with anyone nor leave a message. It tells you to contact them through your account. I logged into my StormPay account and sent them a message questioning why my funds are frozen. I proceeded to look at my history on StormPay and noticed that a withdrawal request to my bank account on February 02, 2006 had been cancelled by StormPay. I logged out and later that evening proceeded to check if they had replied to my support ticket on my account, I then noticed I had been banned from logging in. Now, I cannot log into my account, even contact StormPay in anyway, and have lost control of my money! I’m now asking you to assist me in doing a chargeback through my debit card/Visa check card to get my money back which has been taken out of my control. Hundreds of thousands of members are having the same problem as I am, StormPay is canceling their withdrawals to bank accounts, zeroing out their StormPay accounts, and checks from StormPay are bouncing. I had used 2 different cards to make payments with StormPay, one has been cancelled the other I’m using to pay my bills with auto pay. The canceled card number is: ******. The other ends in ****
I have filed a complaint with the Better Business Bureau, and also I have a letter from BBB against StormPay.
I no longer wish to conduct business with StormPay now, or ever again. I hope this matter can be resolved and that I get my money back into my account and out of StormPays control.



Deposits to StormPay from Debit/Visa Check card:


01/12/06 DDA ATM WITHDRAWAL POS PURCHASE DDA WWW.STORMPAY.COM 931-6478750 T 123.60

01/12/06 DDA ATM WITHDRAWAL POS PURCHASE DDA WWW.STORMPAY.COM 931-6478750 T 20.55

01/17/06 DDA ATM WITHDRAWAL POS PURCHASE DDA STORMPAY INC 931-6478750 TN 1,915.80

01/17/06 DDA ATM WITHDRAWAL POS PURCHASE DDA WWW.STORMPAY.COM 931-6478750 T 515.00

01/17/06 DDA ACH WITHDRAWAL STORMPAY.COM INC WEB SALES 22.66

01/18/06 DDA ATM WITHDRAWAL POS PURCHASE DDA STORMPAY INC 931-6478750 TN 20.55

01/19/06 DDA ACH WITHDRAWAL STORMPAY.COM INC WEB SALES 513.69

01/23/06 DDA ATM WITHDRAWAL POS PURCHASE DDA WWW.STORMPAY.COM 931-6478750 T 507.30

01/24/06 DDA ATM WITHDRAWAL POS PURCHASE DDA WWW.STORMPAY.COM 931-6478750 T 513.82


Withdrawals from StormPay to my bank account:

01/30/06 DDA ACH DEPOSIT STORMPAY.COM INC CUST TRANS 61.83
02/01/06 DDA ACH DEPOSIT STORMPAY.COM INC CUST TRANS 85.05



Thank You, Adam

Capital One MC. Never ever got any hassles from them when I had card problems.

TD Visa claims that this is the views being held by Visa Canada....therefore all banks should be handling this the same. I do feel though that this may not be the case. TD is known for being very hardline with rules and not much for working with people even when they are the ones that screwed up. There is a guy with the one news channel that deals with this kind of thing. Channel 7 in Toronto I think, he looks into fraud and stuff for people. He might love this case. I will try and get in touch with him.

All this crap just makes me want to get off the Internet.
My experience over the last 7 years is,

There are no rights for the Buyer!
There are no rights for an HONEST seller!

The payment processor has ALL THE RIGHTS!
The payment processor ( Paypal SP ) can drop and freeze your $$ with no warning.

Example:
If you are selling widgets and have been for 5 years, and I make ONE complaint to PP or SP, ZAP!
Your money is theirs!

That's my experience. I switched to SP because PP frooze me from ONE single complaint from an IDIOT! They would not listen to my side.

if you go to samspade.org you can find out where storm pay is located and maybe pay them visit with a cousin Guido.


lol

I am currently trying through Wells Fargo. They said the investigation would take up to 10 days. We'll see what happens after that. I've been banking with them a long time now so hopefully that works to my favor.
I didn't even provide them with any real details. All I said was I used a payment processor that is holding funds that neither I nor the merchant are allowed to access.

Peter

how much does it cost have have a savings account and a checking account and a debit card with BOA and would I still have fruad protection??

i didnt ahve much, but wow this is bulllsh1t. 8,507,308 07/Feb/2006 12:48 Charge Back Complete To stormpay@profitsyoudeserve.com $-49.71 - $-49.71

why the hell are they doing this, i hope he gets life in jail for this bulll.

Bumping this up for others to see...Thank you all your advice/suggestions - I'll be looking forward to your next post as I am one who will fall under the negative account balance senario, once SP finishes their dirty work

I say we find out where he lives. and slit his throat. =_= its the least he deserves.

After reading all these posts, only now I realize I wasn't alone. Damn Stormpay for charging back USD350 from my account.

What rights do they have to do this without first acknowledging us???

I sent an email to Silverman at Pulse24, if anyone knows who that is. Basically he works to protect the rights of people and uses TV. I will keep everyone updated if I get a reply.

If this is the case, then how come they can chargeback more than people original spent in that program?

http://www.moneymakergroup.com/Stormpay-Scamming-Operati-t46755.html

Don't feel bad they took $11.00 out of my account that hadn't been anywhere. For that matter I made that $11 on Stormclix.

They can watch your account but ACH transactions are almost impossible to reverse when they happen. Changing your bank account is easier and safer than waiting for Stormpay to screw you.

Glad I don't have an account to worry about this crap with. They closed mine and took the money for no reason in 2004

Wow, that's a pretty scary post.

I'm a student, so I can get everything, checking, saving, and debit card for free

You can delete SP accounts in the Profile area. How can they charge back. I got hit for like $300 and fees. I canceled SP and will be reporting them.

so has anyone from canada using a visa had success with charge backs? I deal with RBC and i've been planning on calling and issuing some charge backs but have been wondering what exactly to say. I'm going to be pissed if they say the exact same thing as the above posters had said to them.