i just joined ing right now and there service is great..they gave me a special link where i can sign people up and if you sign up thru my link and open a orange savings account which pays 3.40% annualy and is fdic insured allows you to compound and interest is added daily..if you want to open a account now is a good time because they give you $25 free to start in your account..but to do this you need to pm me your first name and last name..your email..and i will send you the special link..ing is not going anywhere its not a hyip or anything its a real firm..and $25 free you cant lose..

The Orange Savings Account from ING DIRECT offers an extraordinary 3.40% Annual Percentage Yield with no minimum balance requirement and no annual fees! And the 3.40% APY is NOT an introductory rate. It has been in effect since 09/23/05. Although interest rates can change, we promise that you will always earn a premium yield with the Orange Savings Account.

There's No Catch...

If you're like most people, you're probably asking who is ING DIRECT. ING DIRECT is the operating name of ING Bank, fsb (Member FDIC), a federally chartered savings bank, and part of ING (NYSE: ING), the eleventh largest financial institution in the world with more than $600 billion in assets. ING has been operating in the U.S. for over 100 years, with more than 11,000 employees working for ING companies.

Save More...

At ING DIRECT, we have one goal: we want to save you money. We can offer such a high rate without ever charging fees or requiring minimum balances because we've eliminated many expenses that other banks have, like managing and maintaining branches. We do business by Internet or telephone. That saves us money, and we pass the savings on to you.

It's Convenient And You Don't Need To Change Banks...

To make deposits or withdrawals, money is electronically transferred between your Orange Savings Account and the personal checking account you use to make your initial deposit. We handle it all - you don't need to make special arrangements, and you don't have to change banks! You can complete transactions 24 hours a day, 7 days a week on ingdirect.com or by using our Interactive Phone Service. If you'd prefer, you can speak with an ING DIRECT associate, 7 days a week from 7 AM to 11 PM EST. Go to ingdirect.com or call 1-800-ING-DIRECT to learn more about ING DIRECT and our great rates.

ING direct is a very nice online bank. it's one of the few banks that lets you view your monthly interest as it accumulates. I also have some cash in their aggressive mutual fund that's had nice performance lately.

Just curious...

This has already been posted in Ads/promo folder, it's ok to be here too?

http://www.moneymakergroup.com/index.php?s...&hl=ING++Direct


I've been banking with for a couple yrs. and made over 1K in interest.

The 3.4% is variable. I've seen it lower, and a lot higher.

I thought of this the other day to post in here. For money for new sign ups and for me.

Anyways I make a daily 3.8% or somewhere around there a month here at ING. Its low risk babyyyy.

3.8% per month at ING? i dont think so Right now ING pays 3.4% per year on their main savings account. or are you talking about their mutual fund?

how do you get 3.8%?..lol

Damnit, thats what i meant, and I wasnt sure of the interest rate, because it keeps raising every know and then, thats why I said it was around 3.8 or so.

I never check the account, if i do, ill probably take the money out.

I have money in an ING savings, but i put more at emigrant-direct.com because they pay 4% which makes a significant difference after a few months.

you got a link to emigrant-direct that has special deals or offers right now?if not i'll just join thru regular link

Nope theres no special deals that i know of. Feel free to use the direct link

3.40% means they divide it by 12 meaing months in the year..and then you get that amount right?

Not exactly. Remember most banks compound daily then credit the interest monthly. If you put 10k in an account and didn't touch it, you'd have $10,340 at the end of the year assuming the interest rate never went up or down during that time.

it seems like an interesting an online checking account, will check it out............

It's not exactly an online checking account, it's an online savings account attached to an outside checking account. It takes a step or two to withdraw so you have to think before you move your money, making it easier to save IMO.

I've been using it since the beginning of the year and making weekly deposits into the ING Direct savings account using their deposit feature. Love the interest rate!

Heads up...ING is offering a 4.75% APY until April 15th!!!!

Yeah, saw that too! I love this site!

I've been using ING savings account for a while now and it's been great! Way better than the interest rates I'd get at any local bank.

ING Direct pays 5.4%

Where did you see 5.4% APY??? I looked through the website and there isn nothing like that there.

Possibly this is only the Australian ING Direct. I have an account with them that yeilds 5.4% pa. Am I confusing APY and PA?

http://www.ingdirect.com.au/

just joined,probaly the safest place ive ever put money!!$25 free!!!

they require a drivers license and I don't drive

I think I am missing the link or the site is down.
Help?

You can use your state ID# instead of a drivers licence

I love ING plus if you get someone under you with $250 you get more free money!

I checked this site too... full pitty it is only for US citizen

COOL WILL CHECK IT OUT

i want to sign up....can i still get a bonus?

Not trying to offend nobody, but all this eximent just to get 5% a year and $25 free???

My WAMU savings account with more than 10K gives me 10% A year...

even though, I rather invest my savings and I get a lot more....just my thoughts...

Good lock!

can u provide us the link?

the link is www.wamu.com

I think its for US residents only...

Good luck

I'm going to have to call BS on this one. Wamu wouldn't offer anything over 6% or they will be losig money in the long run. It's a nice dream though.

WAMU has different savings plans
This is from the California site: http://www.wamu.com/personal/accountchoice.../default_CA.htm
Platinum Savings pays from .15 % to 4.76% apr (4.76% you need to have $250K + in your account)
Basic pays .25% apr. CD's pay a little more. You can get details at their site.

So basically, ING Direct does pay more.

now the Orange Savings Account is 4.40% Annual Percentage Yield.

still higher than local bank.

and CD for 12 month term is 5.10%APY

it's not bad also.

No annual fee and $1 to start.

so I think ING Direct is better than local bank if you don't have $10000 to deposite.

btw if you want to open a account now is a good time because they give you $25 free to start.

pm me for more info.

So, this is a registered US bank?
I am looking for a bank outside the US? What's a great bank?

I like this bank very much. I have a savings account and orange checking account with them. Great way to save money with no risk!