Recently i came across the useful information which i would like to share...

In the UK, commercial mortgage loans are more popular as compared to other types of loan due to their certain advantages. These include:

-In a commercial mortgage loan, the borrower can have the full ownership of the loan as the lender can only claim an interest return on the mortgage. In no way, the lender can have a share of the percentage of ownership.

-On this type of loan, the interest payments are tax deductible. As the interest payment can be made with pre-tax funds, the borrower can obtain a tax break, if need be.

-With a commercial mortgage loan, it is possible to have a smoother cash flow as it comes with a very reasonable repayment plan along with some lower up-front payment options which make the capital amount accessible to the borrower. The borrower can repay on a biweekly, monthly, quarterly or annual basis as per the agreement.

-A Commercial mortgage loan makes it possible for the borrower to manage their finances efficiently.

Hope this will be helpful, incase if i have missed certain points then please add.

I wish the same laws applied in the USA