Today got training in Public Mutual Bangsar. Some of the matters discussed are :

1. Does new fund can overcome the performance of an old fund within 6 month of investment?
2. Does conventional fund outperform Islamic fund in term of performance in 1 year?
3. The proper way to do switching during market downtime.

I will elaborate regarding some of the above issue later.

1. Does new fund can overcome the performance of an old fund within 6 month of investment?
As for new fund, usually their prices start to move aggressively after 6 months of operations due to the experience of the fund manager of managing a new fund that have their own unique criteria. In terms of performance, the performance of an old funds usually better than the new funds in terms of mid to long terms earnings. For example Public Ittikal Fund that had been returning more than 250% total returns for more than 5 years now. Cool huh...

What is the best unit trust to invest, I want to know.

As on 19 February 2008, the best suggested Unit Trust to invest now are :

1. Public Ittikal Fund ( Cash Investment )
2. Public China Ittikal Fund ( Cash Investment ) - the price is still low today of rm0.2290
3. Public Islamic Dividen Fund ( EPF Investment )
4. Public Islamic Opportunities Fund ( EPF Investment )

This advice is based on my team report, not by individual investor. Got other question gooddayn?

Today i will submitted 2 more new investor using their EPF Account 1 Balance to invest in Unit Trust. One worth of RM3,800 and one more RM1,700. Both of this new account will be invested in Public Dividend Islamic Fund (PIDF). Track record returns for last year (2007) is more than 15%.

New Unit Trust will be launched of 26 February 2008, Can invest using EPF Account 1 Balance, anybody interested to invest just msg me ok.

Investing in Unit Trust is one way of diversifying our investment portfolio and get some of the action in investing in the Bursa Malaysia market with less and controlled risk ( Based on the 4 types of Unit Trust offered ).

Your daily prices regarding your Unit Trust you could found it at newspaper, The Edge or at http://www.publicmutual.com.my. Invest in Unit Trust for your future undertakings.

Saya dah reply e-mail. Please check yer.

Tonight i will undergo another training at Public Mutual Bangsar.

Let's see how's the KLCI performance after the Malaysian Election with such shocking results....

KLCI is rebouncing back for a good prospects of buying unit trust now. This is he time to buy.

hi ida76 .. i'm new here
you said yest that is the good time to buy?
but as i know the market increase so many yest also due to increase in US market drastically and also some investors buy in stock at lower price. today market is dropping currently becuase investors not fully believe Federal Reserve boost
btw .. 2 funds i'm looking into now which is
PRSEC, PAIF & PFEDF .. both funds hv strong increment (untill last year)

do u hv any comment on this?

Hello momeng,

Your funds that you are referring are FOREIGN funds :

$ Public Regional Sector Fund (PRSEC)
Fund Type - Aggressive
ROI in 2007 - 27.65%


$ Public Asia Itikal Fund (PAIF)
Fund Type - Aggressive
ROI in 2007 - 44.01%

$ Public Far-East Dividend Fund (PFEDF)
Fund Type - Aggressive
ROI in 2007 - 30.17%

Based on the data above, majority of these funds do give returns more than 27%+++ for last year performance as a whole which is a good indicator whereas the returns are better than investing in EPF, Fixed Deposit, ASB, Tabung Haji and others. All of these funds is Non-Islamic and will surely be affected by the world conventional economic performance as a whole. i.e The effect of sub-prime crisis in August had cause majority of these funds to decline in their funds price.

Let's take a look at Islamic Funds performance :

$ Public Ittikal Fund (P Ittikal) - Foreign
Fund Type - Moderate
ROI in 2007 - 46.13%


$ Public Islamic Equity (PIEF) - Local
Fund Type - Aggressive
ROI in 2007 - 45.36%

$ Public Islamic Opportunities Fund (PIOF) - Foreign
Fund Type - Aggressive
ROI in 2007 - 71.21%

Based on the Islamic funds performance above, it seems they do outperform all the conventional funds in terms of return in 2007 whereas their returns are more than 45%+++ in average. The Islamic fund is not much affected by the sub-prime crisis in terms of returns and performance due to the nature of investment in Islamic way compared to conventional investing.

But, overall performance for all the fund ROI listed above is more than 25% in average and it is important that your portfolio contains both conventional and Islamic in order to maximize profits per year ( For Non-Muslims i mean ) and Islamic Funds for Muslims.

For how long you had been investing with Public Mutual momeng?

hi ida76, i'm very impressed with your knowledge of local and foreign funds... If any of u guys out there still have any hesitations to join, don't! My wife is a CIMB Wealth Advisor, similar to ida76, and I have to say that Unit Trust is one of the best ways to grow your money, whether in Public or CIMB, they give better returns than leaving your money in FD, ASB/N or EPF.