I've asked you three times now to explain what you meant by "YOU ACTUALLY MEAN THAT SOME PEOPLE ACTUALLY THINK P2P IS A PONZI? THE IDIOT WHO CAME UP WITH THAT IDEA OBVIOUSLY IS NOT A LEGITIMATE MEMBER WHO SEES THE INTERNAL WORKINGS OF P2P". I guess you can't. I am not surprised.

[color="#4B0082"]manosteel wuz "RITE On The Money" about PSuX same as NUK wuz too

minnow,
I am a member of QLXe and I have drouble the money I have invested in the credit union. Very honest program and trade 5 days a week. Just my two cents on Qlx3

Could someone please clue me in on Mrs.VIP?

Thanks

Traderj or Cvkint, which do you prefer? I don't have a problem with you at all. I do believe you are trying to help people and inform them with facts. And that is fine. We all have a different opinion and there is nothing wrong with expressing it. But............. My original post was to Drillbitt.

If you read back thru his posts you will see he continually posts to bait someone into an emotional response. He doesn't care if he has the facts, he just likes to stir up an argument. And I wasn't necessarily referring to him as a troll in that particular post. But in general.

And at that time payments were exactly where they should have been considering the Canadian Holiday.

And by the way, the faqs state that they will Always ATTEMPT to pay within 5 to 10 business days. ATTEMPT being the key word here. So there is no exact time etched in stone.

So why do you think people that aren't even members and have nothing invested continue to post p2p isn't paying within terms?

QLx3 and it's affiliation with a very private and realistic passive income producing vehicle is the second best
program currently available.

MrsVIP/V-Lane Traffic is the very best program currently available.

I am a member of both of these fine programs.

f you read back thru his posts you will see he continually posts to bait someone into an emotional response.
He doesn't care if he has the facts, he just likes to stir up an argument. And I wasn't necessarily referring to him as a troll in that particular post. But in general.

And at that time payments were exactly where they should have been considering the Canadian Holiday.

May 30 2008, 05:50 PM
Post #2694


5 Dollar Member
*

Group: Members
Posts: 14
Joined: 20-February 07
Member No.: 506




Yesterday I got paid for my 10th of May expire. Many thanks Nick
chrsan biggrin.gif

And by the way, the faqs state that they will Always ATTEMPT to pay within 5 to 10 business days. ATTEMPT being the key word here. So there is no exact time etched in stone.

So why do you think people that aren't even members and have nothing invested continue to post p2p isn't paying within terms?

i,m on the Pathway 2 Prosperity* with my Polar Bears** going to the Peppermill*** Thanks* Mrs V All is Good

Hello P2P Members[Making Money*] The Penguins Won Hello Game 6*


BTW D******* Still* No AVATAR

Sounds like you are letting your emotion deter your ability to recognize some simple facts. If you blame me then so be it.

"Here we go again posting just your opinion" " Blame you for what?"


Not true. I was not aware that Nick was on the Canadian calender but thanks for letting us all know. US holidays will no longer be used as an excuse. Here is a recent post a person made about his/her payouts.

"I guess you DON"T know as much as you thought you did then. I don't know anything about this person's particular person's circumstances. It could have been held up for any number of reasons."




Thats 19 days or 14 business days and I even included an American holiday thrown in. Unless Canada had 4 more holidays to add this guy got paid outside of terms which are 10 business days.

"Attempt to pay"



So now just attempts count and not the real thing? Its pretty pathetic if a "real business" says that they will "attempt" to pay a vendor or what ever dont you think? I realize this is right out of the faq in P2P but that is lame. A real business signs a credit app or contract in order to do business and has to reveal history and other pertanant information before they are granted credit and other privileges. My point is that this is not a real business and shows every sign imaginable that its a typical hyip program.


" Here we go with the exaggerations again, nobody said anything about attempts counting and not the real thing.
I'm not certain what you even mean by that. As far as revealing history etc. Nick can do whatever he wants to
in this area. This is his business and if you don't want to join then you don't have to. It's really quite simple. You're making it much too difficult. "




Because its the truth as I posted above. Not in every single case but its right on the edge and you know it. Potential members deserve to be told the whole truth. Why do you care if I post that payouts are late? Why would you possibly be worried if somebody does not join? Or, are you out to lure in as much fresh cash as you can? Remember, I nor anyone else can hurt p2p because its a "real business" right? One that does not have a shred of proof to back its claims nor any registration anywhere with anybody.

The reason I "care" about you posting payouts are "late" is because it is not true and am tired of all the lies from people that don't know what they are talking about and don't have a penny invested but yet make it their business to bad mouth P-2-P."

I would love to hear from you a reason why payments are being "attempted" in business days when online processors work seven days a week and Nick claims his income comes in seven days a week.. this whole

How do you explain the example I cited above then? Is it because of the words "attempt to pay" that is in the faq? If thats the case then anything goes. Payments that are a month old would not be late as Nick has "attempted" to pay on time. Where does it end? Lets not forgot that at one point payouts were in 48 hours and have slipped ever since. There is a disturbing pattern here that screams out ponzi to the experienced hyip player. This side of the story deserves to be told. That 60 percent return has shrunk to about 40 percent given that its taking 45 days to actually get paid right now.

There ya go!!

Hi Panalkar

kazzy, I got this from an article about Charles Ponzi. As you will see after reading it, Ponzi also paid his investors, but only 1/3 of what he took in. P2P may be paying out 100's of thousands a month, but to whom? The ones getting in late may not see anything.

The eponymous scheme was orchestrated by Charles Ponzi, who went from anonymity to being a well-known Boston millionaire in six months using such a scheme in 1920. Profits were supposed to come from exchanging international postal reply coupons. He promised 50% interest (return) on investments in 45 days or “double your money” in 90 days. About 40,000 people invested, after 6 months he had taken in $15 million and paid out 5 million, only a third of the money was returned to the investors.

I would probably agree if P2P was only running a few months. But every month for the last 16 they have been paying 160%. There simply isn't enough growth of members each month to cover the previous members.

More conjecture above from the uninformed... keep your eyes on this one... tick tock tick tock.... Hey Nick received any interesting registered mail lately, or gosh is that not really your address?? hahaha

More conjecture above from the uninformed... keep your eyes on this one... tick tock tick tock.... Hey Nick received any interesting registered mail lately, or gosh is that not really your address?? hahaha

More conjecture above from the uninformed... keep your eyes on this one... tick tock tick tock.... Hey Nick received any interesting registered mail lately, or gosh is that not really your address?? hahaha

Uh Oh. I bet it was not an early Christmas card or invitation from Sir Richard Branson to attend some fund raiser. Yes, membership has grown according to the figures posted at the pathway to prosperity ponzi (p2pp) to support payouts. This is going to be interesting.

This is a post addresses to Mr. Nick Smirnow

And I am sorry if this effects any of you the wrong way.



Dear Mr Smirnow:

My username is Prada and my daughter's name is Vivi. We invested in your online business last August at the high recommendation of my husband. At the time,his recommendation was so high, we took our savings out to invest with you, hoping to increase our money. We let that money roll over and build up in hopes of some higher interest to remove in time for Christmas presents and other needs. But shortly before Xmas you stopped paying my husbands account, and developed some concern with him. We never withdrew a dime, nor have we even been returned our principal.!


My daughter and I never did anything to warrant suspension of our accounts. We never posted in the forums, we never spoke with anyone at any time.
Your argument was with my husband, whom you owed 40 thousand dollars before Xmas, and you just stopped paying him, for no apparent reasons. Four months went by with my husband trying every method available to get in touch with you, and leaving you messages in posts and emails and by phone. Over 40 times! You never replied even once, to address why you suddenly stopped his payments, or to ask for time to pay because it was 40K, perhaps you didn't have it all. Instead after the 4 months went by you got in touch once to say the main reasons were:

1.) Accused of being rude to Liz:To ask you to be a real man..Do contact him !

2.) That my husband had no patience ( after 4 months?)..No reply from you !

3.) That he posted your private phone number. ( which was not so private, as many of the members have it.)

--It hardly seems fair to suspend our accounts without payment or returning our principal when we've never spoken to each other. Also to use such feeble excuses for not paying your accounts is totally unfair. After all, after four months of not being paid and you refusing the courtesy of replying to my husbands requests for contact; ANYONE of the members would be impatient and become rude. Although I overheard his conversations and what Liz took for rude was only my husbands worry and anxiety. It would have been avoided had you replied even once, during this time, or passed on a message to be given to him, or made a payment on the arrears of the account. Which to be fair would now be about 250 thousand, and you no doubt could not afford that.


Obviously you were having trouble with the money last Christmas time and were late with the members payments; and perhaps 40K was over the limit you could afford. But why not say so, instead of just stopping payment in total silence? You got angry ( MONTH'S LATER at that, and took it out on my husband, but also on us. Some have told my husband you think, you were afraid he would involve the RCMP or FBI or similar , which was only rumor; because if he had done that, you might be questioned by them now!


Why would you suspend us? This hardly seems fair to anyone; but then the way you treated my husband was never fair but do whatever you want to revenge him or to penalty him but us ?

Please reconsider this unfair action and pay our accounts what is owed, if you are a fair man. But if you cannot afford to pay us our earnings, please at least return our principal

Investments as you offer a guarantee from you of our deposits.

It is unfair to take money from us,women just because you fight with another man.

All I am asking is for you to be fair about this, and keep us out of your fight with my husband. My daughter and I invested separately, with our own money. We never took a penny out. According to your own words you have guaranteed our money, so please be honorable enough to keep your word to us all.


We shall look back and post next week, and perchance you will see we deserve better than this.

As we were still waiting for our money since the Dec 2007....Are we not enough "patience",are we ?

Prada and Vivi.

..Again We would like to thanks Gary who had done a good job for us but this was out of your willingness..So would you or any P2P members, please bring this post to Mr.Smirnow as..he is "extremely" busy then he may not have time to see this post ?

My apologies, I assumed by your low post count you were new to online investing, my mistake.

Hang around forum communities long enough, and you begin to realize just how little a member's "post count" means.

Some of the most ignorant and reckless, unethical quacks I've ever met on a variety of forums were essentially "post count leaders" of their boards. You'd almost think some of those "leaders" were "new" by the way they acted, but that wasn't the case

I always suggest looking for knowledge and reason embedded in posts; NOT post-counts.

Just a few cents that came to mind. Thought I might as well share.

How very wise you are my friend.

Posted yesterday at MCF:

This is a post addresses to Mr. Nick Smirnow

And I am sorry if this effects any of you the wrong way.



Dear Mr Smirnow:

My username is Prada and my daughter's name is Vivi. We invested in your online business last August at the high recommendation of my husband. At the time,his recommendation was so high, we took our savings out to invest with you, hoping to increase our money. We let that money roll over and build up in hopes of some higher interest to remove in time for Christmas presents and other needs. But shortly before Xmas you stopped paying my husbands account, and developed some concern with him. We never withdrew a dime, nor have we even been returned our principal.!


My daughter and I never did anything to warrant suspension of our accounts. We never posted in the forums, we never spoke with anyone at any time.
Your argument was with my husband, whom you owed 40 thousand dollars before Xmas, and you just stopped paying him, for no apparent reasons. Four months went by with my husband trying every method available to get in touch with you, and leaving you messages in posts and emails and by phone. Over 40 times! You never replied even once, to address why you suddenly stopped his payments, or to ask for time to pay because it was 40K, perhaps you didn't have it all. Instead after the 4 months went by you got in touch once to say the main reasons were:

1.) Accused of being rude to Liz:To ask you to be a real man..Do contact him !

2.) That my husband had no patience ( after 4 months?)..No reply from you !

3.) That he posted your private phone number. ( which was not so private, as many of the members have it.)

--It hardly seems fair to suspend our accounts without payment or returning our principal when we've never spoken to each other. Also to use such feeble excuses for not paying your accounts is totally unfair. After all, after four months of not being paid and you refusing the courtesy of replying to my husbands requests for contact; ANYONE of the members would be impatient and become rude. Although I overheard his conversations and what Liz took for rude was only my husbands worry and anxiety. It would have been avoided had you replied even once, during this time, or passed on a message to be given to him, or made a payment on the arrears of the account. Which to be fair would now be about 250 thousand, and you no doubt could not afford that.


Obviously you were having trouble with the money last Christmas time and were late with the members payments; and perhaps 40K was over the limit you could afford. But why not say so, instead of just stopping payment in total silence? You got angry ( MONTH'S LATER at that, and took it out on my husband, but also on us. Some have told my husband you think, you were afraid he would involve the RCMP or FBI or similar , which was only rumor; because if he had done that, you might be questioned by them now!


Why would you suspend us? This hardly seems fair to anyone; but then the way you treated my husband was never fair but do whatever you want to revenge him or to penalty him but us ?

Please reconsider this unfair action and pay our accounts what is owed, if you are a fair man. But if you cannot afford to pay us our earnings, please at least return our principal

Investments as you offer a guarantee from you of our deposits.

It is unfair to take money from us,women just because you fight with another man.

All I am asking is for you to be fair about this, and keep us out of your fight with my husband. My daughter and I invested separately, with our own money. We never took a penny out. According to your own words you have guaranteed our money, so please be honorable enough to keep your word to us all.


We shall look back and post next week, and perchance you will see we deserve better than this.

As we were still waiting for our money since the Dec 2007....Are we not enough "patience",are we ?

Prada and Vivi.

..Again We would like to thanks Gary who had done a good job for us but this was out of your willingness..So would you or any P2P members, please bring this post to Mr.Smirnow as..he is "extremely" busy then he may not have time to see this post ?

Almost 24 hours and not a peep out of the cheerleaders like stogy lady. Where are you and how do you explain the late payouts" Where is Nick and why cant he pay on time" LOL, Nick is a common criminal running a ponzi. LOL.


This ponzi is going down soon stogylady and Im going to be on the front line. You will regreg some of you dumb statments to me. This scam is going down soon.

Opps, payouts keep slipping. Oh my. What a cluter ****. Nick has garentees but he is full of ****. I called him out andhe blew me off. What a joke. Dont trutst this crook. Time for the authourities to get involved. The owner is ****** for a changed. Im tired or this ****.

Wise because he is implying that many people change their names and have so many names the number of posts they have mean very little, or because he also believes that P2P is a scam that will soon fail?

Almost 24 hours and not a peep out of the cheerleaders like stogy lady. Where are you and how do you explain the late payouts" Where is Nick and why cant he pay on time" LOL, Nick is a common criminal running a ponzi. LOL.


This ponzi is going down soon stogylady and Im going to be on the front line. You will regreg some of you dumb statments to me. This scam is going down soon.

Can't it be both?

Almost 24 hours and not a peep out of the cheerleaders like stogy lady. Where are you and how do you explain the late payouts" Where is Nick and why cant he pay on time" LOL, Nick is a common criminal running a ponzi. LOL.


This ponzi is going down soon stogylady and Im going to be on the front line. You will regreg some of you dumb statments to me. This scam is going down soon.

There's nothing I said to you I would ever regret. You open your mouth and the lies and exaggerations just come pouring out. I do believe they have been predicting this was going down since last year. Isn't that correct? Wrong again. Don't you get tired of being wrong?

I realize you are sincere in your beliefs, but I would be careful about getting too bold.. Nick is no different than many other so called "kind and caring" admins that turned out to be crooks.

If I may...

Back in early 2006, I considered Charis Johnson, Admin of 12 Daily Pro, to be "kind and caring," until the SEC shut her illegal program down and confiscated all Stormpay funds.

Many unsuspecting individuals considered Admin Trevor of CEP to be "kind and caring," until his bogus ponzi system was closed and the U.S. Government began to go after all those who illegally profited from other's expense.

I could say the same about John from StudioTraffic...
or about Tadas (ORINTO) of MoneyTrip
or Robert Krimm of Tri-Star (despite the fact that he was an arrogant jackal)

"Kind and caring" is usually nothing more than a persona; a tool; and often a gimmick. How many multitudes of scams appear everyday asking others to help or donate "out of kindness" or "by God's grace"? I've seen enough in 1 month to disgust an entire generation!

In the business world, emotional feelings tied to an apparent heartwarming persona will only blind you to the truth in the long-run. I know- it's hard to hold neutral feelings towards those who appear to genuinely care about your wellbeing; however, a true professional is able to act accordingly.

I will have to disagree with you on John Horan. " He " or "she" or" they" was no where close to kind or caring.
He used threats, belittled people and was one of the most ignorant people I've ever known. OH, and let's not forget his grammar and how he butchered the English language. He invented the phrase "con artist".

The p-2-p website is down again - every time it disappears the probability increases that it won't be coming back this time.

I see there are lots of guests here - folks - a word of advice:

If you have paid money into this collapsed Ponzi scheme make sure you get full contact details now, if you don't already have them, of whoever referred you into p-2-p. When you discover you've lost your money, as you will soon, then your best option for getting a refund is to sue whoever referred you into this scam.

Best of luck to you all.