<SNIPped by fsloan>
But that begs 2 questions:
1) Why make me a "partner" through an MYIP or some investment offer when, again, cheaper credit is available all around? Why offer someone a share of the business when perhaps my capital needs could be met with simple low to high interest loan(s)? An Extremely high yeild loan is basically a share of the business, because let's face it if the business or program fails, your money is gone. Of course if you are raising an astronomical amount of money, like perhaps in the millions, then it may be advantageous to offer more "creative" deals with your lenders/investors. I myself have no experience with needing to raise millions to operate a business, so I have a hard time critiquing the business plan of a company like, for example, Global Online Depository. I simply do not know enough about business to be able to say their plan is brilliant or foolish.

: by fsloan: We are not making anyone a partner, Bullskeptic. We are not offering investments nor are we offering folks a stake or share in the company.

The referenced post talked about the reasoning behind Car Rental Express opting to take this approach. The loan is not a share of the business. We will have to agree to disagree on this point. Can't you tell that I am still tired? My neck hurts as well but I told you I would read your post and address your questions.

2) If these business/ventures are willing to make people partners rather than simple lenders, meaning we share in the full risk of default if the program/business closes - riding the highs with the lows, then the next logical question is how the heck can they afford to pay such high rates? What start-up business/venture is able to offer their investors/lenders 10-50% returns a month even for a few short months unless the money is ponzied? And let's not fool ourself. Even honest admins/owners often end up ponzi'ing the money when they set up their program "loan style." Any capital they have may be sent out to fullfill the monthly payment requirements to the investors. If eventually the cash flow ceases, the payments stop and in fact what they have done, whether they know it or not, has been to pay the old investors from the new. I suppose however that all bonds could be construed in such a way, and it's not really fair to cry "ponzi." If a business goes bankrupt then previous bond interest was paid from the same company "pot" that all bills are paid from and also contained in that cash pot was the new money from new bond holders. I guess any legitament HYIP is a like a company offering unlicensed junk bonds on crack!

: by fsloan: We are not making anyone a partner thus the lenders share no risk. We are definitely not offering anything close to 50% a month. The plans are 14%/mo and 60% every 3 months.

The money is not ponzied. If this was a Ponzi, it would have crashed and burned by now because we do NOT have a large influx of lenders. This is a quiet and small program and we actually like it that way.

No comment re: your "... unlicensed junk bonds on crack." reference. I tried to visualize that but it's simply not working for me. You threw me on that one. <LOL>


<SNIPped by fsloan>

Faith, I am assuming you meant to say 50% every 3 months.

God bless,
Maxine

any good info about this program
any got paid here

It is a good program and all who have matured loans have been paid.
I have been paid once on my 3 month plan.

Faith, I am assuming you meant to say 50% every 3 months.

God bless,
Maxine

Thanks mjst for your info
i will be next lucky one here

fsloan can you send me some details too ?

Yes, you are absolutely correct, Maxine.

Thanx for correcting me.

God Bless
Faith
There is no luck involved. Thank you forexjunior for your inquiry.

A PM has been sent.

God Bless
Faith
PM sent, =Ady= and thank you for your interest in CELLCFund.

God Bless
Faith

thanks for your info fsloan??

Faith,

Not sure if you remember me, we met while participants of Primus Finance, a promising venture that turned scam late last year.

I was impressed with your conduct back then and am glad to see your apparent good fortune in finding and being an integral part of an apparent solid venture like this. I've been checking up on this thread from time to time and and have not been disappointed in my expectations of your conduct.

I've been nursing my wounds from the massive blow to my portfolio I took at the end of last year and I'm finally ready to enter here with a small spend. I gather from reading recent posts that the minimum is still $50 and that you now accept CEP Trust. If so please send me further details.

Thanks,
Goldwarrior

Hey faith. Just got my tax returns in, so I'm ready to send off my first loan. Just one quick question: Who should I make the money order out to? CELLCFund, Christian Enterprises LLC, or Manley Christian?

Thanks,
--Paolo

Hey Paolo,

I just did the same thing today. Make the money order to:

CELLCFund
**********
**********
**********
Also, on the money order(s), Make sure to put down which plan you want your loan in (Plan A, Plan B) and your e-mail address. If you're planning to put in both plans, you must have a money order for each plan. Then after that, post in here that you made a deposit so that Faith will know to look out for it. Remember, the minimum is $50 and in increments of $10 ($50, $60, $100 $150, etc...) Good Luck to you.

Zeus

Zeus, forgive me if I'm wrong but I don't think that Faith wants the information or addresses shown publicly. You might want to edit the information out in your post. I know you are only trying to be helpful but just check with Faith. Again, forgive me if I am incorrect.

Thanks for the reply Zeus. I know that information, but wasn't sure if it was purely the shipping address. I just wanted to double check so i didn't enter the wrong name in 'pay to the order of' field.

Hey faith. Just got my tax returns in, so I'm ready to send off my first loan. Just one quick question: Who should I make the money order out to? CELLCFund, Christian Enterprises LLC, or Manley Christian?

Thanks,
--Paolo

'
Got it Faith!! Thank you! Your response was lightning fast!!
Customer service in Cellcfund is fantastic!!

The Best in the Business and Very Professional!!!!!

Zeus

Absolutely agree with this statement. I am so thankful to be a part of this wonderful opportunity.

Hello Zeus!! You're always so nice and helpful. I'm really glad to be in the same program with you.

Reading the last few CELLCfund thread posts. Ye of little faith. I can't believe ya'll doubted me for a moment.

God Bless
Faith