Having endured so many people crying scam because one programme or another has not paid on time or has had to change the TOS, I felt the need to share a strategy that does at least have an element of stability to it. Nothing is guaranteed, but this at least spreads your risks wide enough to survive.

if you can manage more sites than this then you are all the stronger.

I posted the following on the Savingseason thread, because the programme lost a large chunk of cash in an offshore investment and so many people cried scam!

It's still incredible to me that so many people put all of their money into one progrmme.

No matter what the programme is and no matter whether they are paying out solely on new deposits (ponzi) or have outside income streams ANYTHING can happen to wipe off the slate.

Here is a brief outline of my own strategy:

Take $1100 and spread this evenly between 11 reputable sites. That means you have to do some homework to find out who is reputable. If the administrators are unknown then they are a very high risk - but remember they all have to start somewhere.

Choose 10 programmes that pay between 105 and 180% ROI per month

Choose one programme that is reputable but with a higher ROI than 150% - This will be your bonus pool and recovery fund. - that is where I put Savingseason and that is why I have put this information in this thread. (I will also copy this into the discussions forum)

Work on the basis that you are going to earn 40-50% per month profit

Also work on the basis that 2 out of your 10 sites will have problems. Therefore only 8 will pay you. If more do then that's a bonus month.

The Recovery fund is to provide you with the cash to use to catchup where you lose in the failed or non-paying sites.

Using this formula, if 8 out of 10 sites pay satisfactorily each month you should earn approx $400 per month PLUS if the recovery site pays, you have a bonus from which you should keep $200 to deposit in new programmes.

This is just the way I do it. I only use $100 into each site as an example here. It's all relative at this point.

If you put all your eggs into one, two or even three baskets - there will be tears within a month - that much I can GUARANTEE you, if you choose to make a living from this 'game'.

Take your cries of scam to the other sites on the first page of the HYIPs. Todays count is 28 out of 34 sites listed are less than 28 days old and 25 of them are less than 14 days old!!!

Come back and cry scam here when you know what a real scam is - OK?


I mean no offense to anyone who has only recently started on the HYIP circuit and I sincerely hope that some people will benefit from this or a variation of this kind of strategy.

Good luck