Hello there from Bulgaria, my name is Nikolay - Niks, a.k.a. kalmara.
I have been trying to make some money online for the last couple of years, actually - before a couple of years. That's beacause I gave up, due to no start funding for buying refferals in PTC programs. (my first start )

Now I'm back in the search of a part time income to help me with my bills, after all I'm an 19-year old boy, having to pay rent, phone, internet, water, electricity and so on...

This time I have a kickstart - when I graduated all of my classmates, including me got a free bank account and debit card from a local bank. I'm kinda in the photography stuff, and I am making my class's graduating album, when I'm done I'll get some cash, but have to pay some crap, and won't be able to use all of them. Anyways, I am going to be able to use about ~$100, and can add them in my bank account. My paypal account is already verified with this debit card, so I can spend them online.

So main question is ... how do I spend them wisely? HYIP, ptc, autosurf, I'm not very good at marketing and stuff, and am looking for the rather easier way to earn some extra money. Paypal is my starting point, think I can transfer them to some of the other money proccessors, and invest them (I guess) somewhere else ... could you pleas give me a head's up where I can invest them, or how can I use them to start making about ~$500 per month. I know it won't start and after the first month I'll be way ahead, but am hoping for a steady growth. Think that number'll do the job for helping me with the bills.

P.S. Could anyone tell me something about My Cash Empire? Beacause I signed up and started promoting my link on trafficswarm and webbizinsider, is it legit, or do I stop loosing traffic credits on it? So far - 59 clicks, 30 unique, no "sales".

If you want to start making money wisely, then learn how to market your blogs/links. Basically what you get with autosurf and PTCs are a bunch of other people just wanting to make money, blindly clicking through links until they reach their maximum and then log out without ever actually reading what they have viewed. yes, these are unique traffic hits, but no, they will not amount to anything.

You need to learn to get traffic yourself that is directed at your niche. You'll get a better turnover rate.

Yeah, I kinda got that one figured out ... but then, the question is - how DO i generate this unique "yes, I want your product" traffic by myself ? Even if not protmoting this "My cash empire" - let's say Clickbank ... you promote other people's sales and you get a comission ... how is that done? I'm not into the web developing stuff, don't have either a website, or blog and I'm almost nowhere.

So far my investigation states : no HYIP until I make some safe cash I gan afford losing lol, beacause lots of hyip programs scam in an early stage and poof goes the investment. PTC is out of the question also - clicking and clicking and clicking an all of that clicking for one cent each time...no thanks. I think my best bet for now are the Surf programs, but dunno ... I'm still waiting for someone else to join in my topic and make a statement.

If you seriously are interested in increasing traffic to your site, I'd suggest first learning about SEO (search engine optimization), also blogging has become a really popular way to increase traffic as well as youtubeing, twitter, facebook etc.

Also you could invest in leads, traffic exchange and there are alot of other ways to promote yourself.

Now to turn $100 initial investment into a steady income of $500/month is no easy task. Nothing online will give you that kind of ROI to begin with. However, there are ways to turn that investment into a steady income over time. I started my venture with about $50 out of my own pocket. The rest were free money that you can make online. Then I put that money into another program that has a very good growth rate for a non HYIP kind of program. Since then I keep on adding on to my principal from my profits as well as the free money I make and I can make a living online doing that. With time you can turn your money into passive income too.

See, the bad thing is I am a non-us rezident, so fusioncash, zero price tags and etc. free cash programs are not apropriate for me to earn the first initial investment, so I don't reach into my own pocket. That's why I decided to give it a try with a hundred of my own, but still am looking for a decent non risk program to invest them in. Sure, I can wait a couple of months or so, but I got to be sure that they will increase and eventually reach the $500/month or more.

You are right about the U.S. thing, I completely missed that. Used to bother me a lot too until I moved to the states.
Your $100 investment could definitely bring you $500/month with time, compounding, and some help from referrals. Right now I am using a system that with your initial investment would on average bring you about $15/week from the get go and if you keep on reinvesting your profits then your earnings would grow every week. It would take a while to get to $500/month but if you are successful recruiting a couple of your friends and invest your commissions too, then you could reach that in a matter of a few months.

Yeah, I think at the time that this is my best bet, but is also a bit risky don't you think?
Check out this article just for information, at the moment the program is frozen, we'll see if they get back up or scam with the investments. Also I think that recruiting members will be very hard, beacause as I previosly said I have no experience in marketing and stuff, and the program is already famous enough, so ... ah I don't know. I'm so confused!

The site is back up and working better than before. Surfing is much faster now that they changed the script and everyone has they're money. There's risk in everything but with 50k members and a reputation like that this program is in a position to keep on growing for quite a while, then you can always take the profits and join a fresh and still growing program with the same business model (i have already tested 3 more) except this time you already have money to start with and would make good money faster. It's not a fast build up, but it is worth it.
Marketing... yeah, I hate that part of the business as well. I am awful at it too. The thing that produces results for me though is trying to provide as much help to your downline/prospects as you can. At first I tried to do that with only information, but most people don't have any cash or don't want to invest anything, so now I provide them with an option to go the free (slightly slower) route as well. I found some nice and decent paying free programs that allow them to build up an initial investment. It seems to work wonders... it's still hard to make some people stay motivated while they're not making a lot at first, but once they get it going a little better they stick around.
Hope this helps.

Get Clickbank Pirate (in my signature). It is a turnkey system that gives you squeeze pages, and captures leads for you then marketing to your leads via emails etc, always using your aff links, thus making you money on autopilot. Its very easy for someone who doesn't know or dont want to create web pages etc. Pretty cheap too.

And there you go, just like aussie up there...just exploding with services and ref links to the newbies. Okay, I am willing to try both of your programs and be your ref, but first you got to show me some real-time proof that YOU make that kind of money like the advertised ... as I said, even $500/month are fine for me, as long as they are stable and religable. Show me a screenshot, paychek, anything ... and I'll buy it.

The facts and screenshots on the site speak for itself. If you can't make money with this system, you shouldn't be doing affiliate marketing. They give you squeeze pages, blogs, articles etc. You just promote your link. Even if the hits don't buy the product, but still opts in, you get that lead and clickbank pirate continues to market to all your leads in your mailing list, so you keep on making money, even after you stopped using the system. It doesn't claim to be a magic formula, it is what it is. A great and easy tool for any affiliate to make residual income on autopilot.

Watch this unbiased video of it and decide yourself - http://www.youtube.com/watch?v=e0LZyLMUrug

I think that the so called *proof*, showed in the actual page that promotes the product for the consumer to buy it is not enough to convince me. I need some real testimonials from someone who actually bought it and made some money.

Well I tried to put only screenshots but my computer skills failed me so I'll give you a link to my upline's website (mine is yet to come, plus the numbers are still quite a bit smaller... ). He's not selling anything on the site either... if you start from step one there's no cost for you whatsoever. The site is http://grabscreen.com and his checks are right there. For the second step program he has a video put together which explains what is what and shows the money. I will be finishing up my own site in a week or so and post my own numbers and screenshots there as well.
Also, a google search of either one of these programs will give you plenty of checks as I am sure some sceptics could still say it's all photoshop...
I'm glad people are questioning this since it shows at least some interest. There's nothing magic about the program and it will not make you rich quick, but it's sustainable and can provide a nice income on the side. Plus, using a GPT as well helps people to start from scratch and risk nothing at all.
Hope this clears up some questions and I'll be happy to provide any more info if need be.

hey cassie i need ur help i got money to invest. i cant pm so please get in touch with me do you have aim or something so we can talk a littler better thanks