How to start a real HYIP. The following information is theoretical and may or may not have been done in the past. It is only for informational purposes.
Step 1. Protect yourself. Find at least three VPNs and/or proxies. If one is down, use the next. As an HYIP admin, you will never connect to the internet naked. You must always protect yourself.
Step 2. Create your online e-currency accounts. Get verified with and upgrade to Business. It is important you have a business account so when investors send you payments, they only see your business name and not your real name. I recommend you do not lie and use your real name and information to minimize freezing of your e-currency account. Use at least two or three processors. If one is down, the other two are back up.
Step 3. Set up a separate e-currency account. This will be your reserve or float account. Money goes into your main HYIP account, then you transfer this money to your float account. From this float account you can outexchange to your trading account. When you make profits, you put money back into your float account. You can skip this step, but if your main account is compromised, your whole company is toast.
Step 4. You need money. So save your money. It took me almost three weeks to complete step two. Think about your HYIP as a business or an engagement. Save two months worth of money if you want to be big time. The bare minimum you need is $1,000 of which you'll have about $500 for trading and $500 for web development.
There is no way around this. You really do need money. If you are broke, you can start with $500 just for the web presence. The trading accounts can be started later.
Step 5. Set up your site. Your first month's fee will look like this:
Site design: $150
domain name: $30 (buy three because two are back up, in case you lose the first domain)
Total is $430 minimum to look like a real contender.
Step 6. Choose your Earning Vehicle. You can choose Stocks or Forex. Or you can choose both. You can purchase software that will assist you with trading. There are softwares that tell you what stocks or what pair currency to trade, and when to buy and sell. Or you can have a trader.
Step 7. Set up your account with the Forex brokerage or Stock brokerage and fund it with your money. At least $1,000 or $500 if you are broke.
Step 8. Create an HYIP plan paying around .5% per day. Spend $50 to $100 into an HYIP monitor. He will then deposit that money back into your HYIP. Find another 9 to 20 monitors and repeat. If you chose 10 monitors, you will only pay $5 a day to all of them. If you chose 20 monitors, then your paying $10 a day.
I recommend only 10 monitors, because I hate seeing monitors only posting in HYIP threads.
Step 9. Create your plan for the masses. How much can you make with your Forex or Stocks software? If you think you can make 30% a month, then you will create an HYIP plan for half that to cover the losing or bad trading months you have.
1% per day for 150 to 300 days is good.
2% per day for 75 days or less is good.
3% per day for 50 days or less is good.
5% per day for 25 days is good too.
Do not return principal on expiry. It will kill your program. Unless you have a lower plan, less than 1% per day, then you can offer return of principal.
Step 10. After creating your plan, then members will invest in your program. If you receive for example, $1,000 in a day, you invest $800 and trade with it, and you leave $200 to pay back the members daily. Or if you already have a float account funded, say with $1,000 or so of your own money, then you will use 100% of incoming deposits from investors and you trade with it.
You can also minimize outexchange and inexchange fees by compounding your trading accounts and just using new members deposits to pay for the daily payments.
In the beginning, you will be doing mostly outexchanges, or transfering members money to your trading accounts.
Once your HYIP has grown with several members and growth has slowed down, you will reach a point when you float account won't have enough money to continue paying members daily. So by this time, you will be transferring money from your trading accounts to your HYIP to pay members.
Step 11. Continue running your HYIP until you are satisfied with the money you earned, or if you were unfortunate to lose money, close down with grace and honor.
I have personally joined an HYIP with this set up. The HYIP had a forex trader. Several key investors were able to login the forex trader's account to verify if he was really trading.
Unfortunately the trader suffered one or two big losses and it killed the program. So HYIPs even with real traders are actually more risky than ponzis for me in my opinion.
I have also set up an HYIP in the past and had two traders. Both traders had one year successful track records with a combined 65% to 70% success ratio, meaning 65 to 70% of their trades were winning. But during their second year, their success ratio dropped to 55%. The drop in profits hurt my HYIP but I was at least able to make every depositor break even and those in the beginning profit. It was only a few years later that I found out the traders were using robots or softwares with their trade.
So it's best to trade for yourself.