Investing is a gamble. Whether you are placing your bets on the NYSE or placing your money in the hands of an investment manager, you are making a bet. The bet you are making is that the stock will go up, or that the manager knows what he/she is doing. Just like the professional poker player who knows the odds of a particular hand, your guess (albeit an educated one) could be right – and you could make a lot of money – or it could be wrong – in which case you’ve just lost your investment.

Just like a stock whose performance relies on the activity of the investors (if they are buying, the stock goes up), so an HYIP does the same. In the online world, the perception of success is as important, if not more so, than the actual investments in which the program is involved. New investors only join programs which appear to be making money. If a program appears to be faltering, new investors don’t join. If there are no new investors, the costs of running the program soon outrun the income, the program begins to run at a loss, and eventually goes out of business. In the online HYIP world, “going out of business� is usually synonymous with “disappearing.� Investors early in the “game� usually do well, while those late-comers may suffer.

So what entices new investors in the beginning of a program’s life? You may claim it is the “due diligence� information – domain registration length, legal registration of the company, a physical address, telephone service, etc. All this can be easily faked in today’s internet world. What really attracts investors? The answer is simple – the money! The investment plans are the key to any HYIPs success. Long term or short term, it doesn’t matter – there are enough potential members who prefer each. But if the programs appear sustainable, provide a worthwhile return for the risk, and there are a variety of plans to suit any investor’s taste, more investors will join.

The site look nice, anyone invest yet or anyone got pay yet?

Date: 2009-10-31 09:49:59
Batch: 21901277
Sent To: U9006178
Amount: $30.00
Memo: Deposit to Intermed Investments User refback80.com Plan 9

Reason 1 – Client Choice
If for any reason you decide to withdraw your principle deposit before the expiration of your chosen plan, a refund will be provided for you subject to the following restrictions:

Short Term Plans A and B – no refund is permitted.
Short Term Plans B and C – 20% administrative fee.
Long Term Plans A and B – Your principle minus any withdrawals to your e-currency account minus a 10% administrative fee.
Administrative fees as listed above result from the fees we must incur to withdraw your deposit from our investments. Refunds due to “client choice” must be requested through our contact form or via e-mail at refunds@intermed-investments.com. If you are requesting a refund, please include your e-mail ID and deposit information (e-currency account, batch number, and date of deposit) so records can be cross-checked before a refund will be granted. No refunds will be given without this information.

Reason 2 – Multiple accounts under one user

This is described in detail in Statement 3 of our TOS, above. Please review.
Reason 3 – Failure of the program

Obviously we do not intend for this to be necessary. However, in the unlikely event that the program becomes unsustainable, two solutions exist: change the plans, or close the program. If the decision is made to close the program, all current clients will be refunded their principle investment minus any interest paid to their e-currency accounts. The goal is to have nobody running at a loss. There will be no administrative fee charged in this case.

Date: 2009-11-02 13:09:43
Batch: 21991957
From Account: U3011898
Amount: $1.20
Memo: Payout to member #37 from Intermed Investments

Date: 2009-11-04 21:05:54
Batch: 22146660
From Account: U3011898
Amount: $1.20
Memo: Payout to member #37 from Intermed Investments

Date: 2009-11-06 15:13:17
Batch: 22249371
From Account: U3011898
Amount: $1.20
Memo: Payout to member #37 from Intermed Investments

Date: 2009-11-09 13:01:25
Batch: 22378378
From Account: U3011898
Amount: $1.80
Memo: Payout to member #37 from Intermed Investments

Date: 2009-11-11 14:43:59
Batch: 22518836
From Account: U3011898
Amount: $1.20
Memo: Payout to member #37 from Intermed Investments

Date: 2009-11-13 12:53:59
Batch: 22644133
From Account: U3011898
Amount: $1.20
Memo: Payout to member #37 from Intermed Investments

Date: 2009-11-16 03:31:16
Batch: 22773538
From Account: U3011898
Amount: $1.20
Memo: Payout to member #37 from Intermed Investments

Date: 2009-11-17 14:45:11
Batch: 22885611
From Account: U3011898
Amount: $1.20
Memo: Payout to member #37 from Intermed Investments