Hello. I just moved to the Miami area. I am looking for a solid company to help me with a refinance. I purchased the house from a short sale and had to do business over the phone because I was living in Az. I dont think that I got a good deal. My interest rate in now 6.99 percent. I think that I can refinance and get a much better deal. Please point me in the right direction.

You can try Continental Mortgage, as they have low rates available for you as well as tools to help you determine what type of refinance suits you best. You can check out their site here: http://www.cmcfunds.com/home.html.

Also you might want to try First Florida Mortgage as well. Check out their rates at their site: http://www.1stfloridamortgage.com/miami-fl...-home-mortgage/

It's best if you will try to look for better rates. I cannot guarantee for these companies if they do have the lowest rate.