Hi
I've been self employed for 1 year and before this I was a student for 6 years. I work in a group business so someone else pays the bills, mortgage etc and I take a percentage of what I earn.
so, I have found a premises and we've said yes to the contract etc. I have some money from family but ideally want my own money from a bank. Does anyone know anywhere that would even entertain a self-employed person with only one yr books? I have a business plan etc all ready but so far, no-one will even entertain the idea.
Thanks

A lot of banks here in the UK have tightened up with loans, especially loans to small businesses. Ironic really since the taxpayer ploughed billions of pounds in to them to keep them afloat, yet they don't want to help other businesses out.

Even so, your own bank should be the most likely to help out if you have a good business plan, or so I would have thought.

I know that banks can be unwilling to give out loans, especially now a days. So if you're looking for another option, I suggest you check out Verifico.com. It's a safe marketplace online that connects you with legitimate and verified loan consultants who will be more likely to grant you a loan than a bank will. I wish you the best of luck!