Can Alertpay Do What Stormpay Did?

First of all I would like to say that I have never had any problem with alertpay.

However, I read some old posts about stormpay chargebacks, where they actually dipped into the member's bank accounts to get money they were "owed" due to "chargebacks" They didn't do this to me due to the fact that they did not have my bank account details. But stormpay did freeze my stormpay account taking hundreds from me. This was when I was in 12dailypro.

Is it true that alertpay supports chargebacks? I would like to know this because alertpay has my bank information. I do not want the same thing to happen to alertpay, that happened to stormpay. (debit bank accounts without permission for "money owed" in their opinion. Also my bank account doesn't have an overdraft. Do you think that will protect my bank account from them. Do you think I should delete my bank account from their system? And if so, would this take away their right to have any connections to my account...ever?

I realize that alertpay can freeze your alertpay account, but I only keep a small amount in there usually so not really worried about that.

I am not doing anything wrong, But when stormpay did this me, I wasn't doing anything wrong then either.
Just want to be prepared for anything.

Why Upgrade Alertpay?

my alertpay account it says i need to upgrade to accept a payment i just recieved??? Is this something on alertpays end? I want to make sure before i UPGRADE. aND Should I upgrade it or get another payment processor?

Is Alertpay Still Safe?

is alertpay still safe? I haven't been here in awhile. Also can i send and receive money before i get verified?

sp to pp

does anyone know how i can put my sp money in pp?